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Private Pay and Insurance: What Families Should Know When Planning Care —

Planning care for a loved one often comes with many questions — especially around private pay, insurance coverage, and payment options. At Oriol Health Care, we believe families deserve clear, honest guidance so they can make confident decisions during important moments.

Families throughout Central Massachusetts trust Oriol Health Care for compassionate, high-quality care and support when it matters most. At Holden Rehabilitation & Skilled Nursing Center and Oakdale Rehabilitation & Skilled Nursing Center, families have access to flexible options, including private pay and most major insurances, with a focus on dignity, clarity, and peace of mind.

Understanding Private Pay as a Care Option

Private pay simply means covering the cost of care directly, rather than relying entirely on insurance or government programs. Many families choose this option because it provides:

  • Greater flexibility in care decisions
    Faster access to services when care is needed
    More control over timing and length of services

Private pay is often used for:

  • Short-term rehabilitation
    Long-term skilled nursing care
    Transitional or respite stays

For many families, private pay offers reassurance — allowing them to focus on care, not confusion.

Using Insurance and Private Pay Together

In many situations, families use a combination of insurance and private pay to meet their care needs. Coverage may support part of a stay, while private pay helps bridge gaps or extend services.

Understanding how these options work can feel overwhelming, but families don’t have to figure it out alone.

Our Admissions Team Is Here to Help

You do not have to navigate this process alone.

Our Admissions team is here to help every step of the way.

We take the time to explain options clearly, answer your questions honestly, and guide you through planning, paperwork, and next steps with compassion and respect.

This approach reflects the Oriol Health Care promise — our family caring for yours.

Planning With Confidence

Whether you are planning ahead or responding to an unexpected change, knowing your options makes a difference. Many families find peace of mind knowing there are flexible, supportive ways to plan for care.

Oriol Health Care is proud to serve families throughout Central Massachusetts with trusted care, experienced teams, and personalized support.

Oriol Health Care circular logo with green and purple text. Outer ring reads “60 Years of Health Care Excellence” and “Our family taking care of yours.” Center features the Oriol “O” icon, the words “Oriol Health Care,” and “Est. 1964.

A Conversation Can Help

If you are beginning to explore care options for yourself or someone you love, we welcome you to connect with our Admissions team.

We are here to listen, to guide, and to help you feel confident in every step forward.

Phone: 508-829-1111
Email: admissions@oriolhealthcare.com

Recent News Items

  • Private Pay and Insurance: What Families Should Know When Planning Care —
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